Fintech
Secure, intelligent financial software built for the speed of modern money.
Financial technology demands software that is simultaneously fast, compliant, and fraud-resistant. Palsoro builds payment platforms, KYC/AML automation systems, and AI-powered fraud detection engines that give fintech companies the technical foundation to launch new products quickly while satisfying regulatory obligations across multiple jurisdictions.
What you get
What Fintech businesses
get with Palsoro
Payment Processing Infrastructure
PCI-DSS compliant payment rails supporting card, bank transfer, wallet, and emerging payment methods — with real-time settlement reporting and multi-currency reconciliation.
AI Fraud Detection Engine
Behavioural analytics and graph-based ML models that score transactions in milliseconds, catching fraud patterns that rule-based systems miss while keeping false-positive rates low.
KYC/AML Automation
End-to-end digital onboarding with automated identity verification, sanctions screening, beneficial ownership mapping, and ongoing transaction monitoring for regulatory compliance.
Key benefits
Why Fintech companies choose Palsoro
Faster Regulatory Compliance
Automated KYC/AML workflows reduce onboarding time from days to minutes while maintaining full audit trails for regulatory examination.
Reduced Fraud Losses
ML-based fraud detection adapts to new attack vectors in real time, reducing chargeback rates and financial losses without over-blocking legitimate transactions.
Open Banking Revenue
PSD2-compliant open banking APIs let you build account aggregation, payment initiation, and data monetisation products on top of existing bank rails.
Scalable Payment Volume
Event-driven microservices architecture handles millions of transactions per day with sub-100ms latency and 99.99% uptime SLAs.
Reduced Onboarding Drop-off
Streamlined digital KYC with document capture, liveness detection, and instant decisioning reduces customer abandonment during onboarding by up to 60%.
Solutions we build for Fintech
Payment Processing Platform
PCI-DSS Level 1 compliant payment infrastructure supporting acquiring, issuing, and wallet functionality with real-time fraud scoring at the transaction layer.
AI Fraud Detection System
Graph neural networks and behavioural biometrics models for real-time transaction scoring, account takeover detection, and synthetic identity fraud prevention.
KYC/AML Automation Platform
Automated identity verification, document OCR, liveness detection, PEP and sanctions screening, and ongoing customer due diligence with case management workflows.
Open Banking API Layer
PSD2 and FDX-compliant API platform enabling account information services, payment initiation, and consent management with developer portal and SDK documentation.
Mobile Financial Application
Consumer and business mobile apps with biometric authentication, spend analytics, push payment notifications, and virtual card issuance capabilities.
Lending Decision Engine
Automated credit decisioning with alternative data scoring, bureau integration, policy rule management, and explainable AI outputs for fair lending compliance.
Treasury & Reconciliation System
Automated multi-currency reconciliation, nostro/vostro account management, and intraday liquidity monitoring dashboards for banking operations teams.
Our process
Our approach to Fintech development
Regulatory & Architecture Review
We assess your target regulatory jurisdictions, licensing requirements, and existing tech stack to define compliance obligations and optimal system architecture before design begins.
Security-First System Design
We design with PCI-DSS, SOC 2, and regional regulatory requirements embedded — defining encryption schemes, secrets management, network segmentation, and audit log strategy upfront.
Security Testing & Load Testing
Continuous penetration testing, OWASP vulnerability scanning, and performance load tests simulating peak transaction volumes throughout the build cycle — not just at launch.
Monitored Launch & Growth
Real-time transaction monitoring dashboards, fraud model performance tracking, and model retraining pipelines ensure your systems improve as your transaction volume grows.
Why Fintech businesses trust Palsoro
Security-First Engineering Culture
Every Palsoro engineer follows secure coding standards, and all fintech projects undergo mandatory third-party penetration testing before any production launch.
ML Models That Generalise
Our fraud models are trained on diverse, synthesised transaction datasets and continuously retrained on your live data — so they adapt to your specific customer behaviour, not generic benchmarks.
Multi-Jurisdictional Compliance Knowledge
We have delivered fintech systems for clients operating under FCA, RBI, MAS, and FinCEN regulatory regimes — giving us practical knowledge of cross-border compliance nuances that generic dev shops lack.
Yes. We design and build PCI-DSS Level 1-compliant systems, including secure cardholder data environments (CDEs), tokenisation pipelines, and the supporting network architecture. We also help prepare for QSA assessment.
Production deployments typically achieve 95–98% precision on fraud detection with false-positive rates below 0.5% at go-live. Models improve continuously as they ingest your live transaction data over time.
Yes. We build blockchain settlement layers, crypto-to-fiat exchange integrations, and digital asset custody API connections — including wallet management, multi-signature approval workflows, and on-chain transaction monitoring for AML compliance.
A standard digital KYC system with document verification, liveness check, sanctions screening, and case management typically takes 10–16 weeks. Integrating with third-party identity providers (Onfido, Jumio, Sumsub) can accelerate this timeline.